Buy New & Vintage Chanel Handbags Now, Pay Later: Stores That Offer Payment Plans

buy now pay later chanel handbags

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Last Updated on June 14, 2024 by Steal the Style

Let’s face it, we’ve all drooled over a Chanel handbag at some point. The allure of owning one of these iconic beauties is undeniable. But, unless you’re a trust fund baby or a lottery winner, the price tag can be a bit of a buzzkill. Fear not, fellow fashionistas! We’re here to show you how to snag a new or vintage Chanel handbag without selling a kidney. Yes, you can buy now and pay later. Let’s dive into the glamorous world of Chanel, where we make luxury affordable (well, sort of).

Chanel Women's Pre-Loved Blue Denim Boy Medium Bag, Blue, One Size

Where to Buy Authentic Chanel Handbags

1. Official Chanel Website

If you’re a purist and want the crème de la crème, the official Chanel website is your go-to. Here, you’re guaranteed 100% authenticity. The downside? Prices that might make your eyes water and availability that’s as predictable as a cat on catnip. But hey, no pain, no gain, right?

2. Luxury Resale Sites

Luxury resale sites are like thrift stores, but with fewer mothballs and more glamour. These sites specialize in gently used designer pieces at a fraction of the original price. Plus, they come with certificates of authenticity (COAs) to assure you that you’re not buying a cleverly disguised knockoff. Here are some top picks:

  • Vestiaire Collective: With over 95,000 listings, this is a treasure trove for Chanel lovers. Bonus: You can spread the cost with Affirm.
  • The RealReal: Over 20,000 pre-loved Chanel handbags await you. Each one authenticated, because fake Chanel is just Chanel-ing.
  • LuxeDH: Make payments with their Luxe Layaway Payment Plan. Because who doesn’t love paying in installments? Oh, and get $25 off your first order. You’re welcome.

3. Third-Party Retailers

Department stores and boutiques can also be good hunting grounds. Think Neiman Marcus or high-end consignment shops. But remember, these places are a mixed bag. Authenticity isn’t always guaranteed, so channel your inner Sherlock Holmes and do some sleuthing. Prices can also vary wildly, so shop around before committing.

CHANEL Women's Pre-Loved Black Lambskin 2.55 10" Bag, Black, One Size

Tips for Spotting a Fake Chanel Handbag

Buying a Chanel handbag is an investment, and you want to make sure you’re getting the real deal. Here are some expert tips to help you spot a fake:

  1. Check the Logo: The interlocking Cs should be perfectly aligned and symmetrical.
  2. Inspect the Stitching: Real Chanel bags have immaculate stitching. Count the stitches per inch – there should be more than ten.
  3. Feel the Leather: Authentic Chanel bags use high-quality leather. It should feel soft and luxurious, not stiff or plastic.
  4. Look for the Serial Number: Each Chanel bag has a serial number that matches its authenticity card. Check that they match.
  5. Examine the Hardware: Genuine Chanel hardware is usually made of 24k gold and feels substantial. Fake hardware often looks cheap and lightweight.

CHANEL Women's Pre-Loved Yellow Half Flap Mini Bag, Yellow, One Size

Payment Plans: Because Who Has $5,000 Just Lying Around?


Many luxury resale sites, like Vestiaire Collective and The RealReal, offer payment plans through Affirm. It’s simple: find your dream bag, choose Affirm at checkout, and split the cost into manageable monthly payments.

LuxeDH Layaway

LuxeDH offers a layaway payment plan where you can split the cost into three payments. No credit checks, just pure shopping bliss.


Shopping for a Chanel handbag doesn’t have to be a daunting task. Whether you’re eyeing a brand new piece or a pre-loved gem, there are plenty of ways to make this luxury more affordable. By doing your research and using payment plans, you can carry a piece of fashion history without breaking the bank. So, what are you waiting for? Go find that perfect Chanel handbag and start flaunting your fabulousness!

Remember, ladies and gents, a Chanel handbag is not just an accessory; it’s a lifestyle. Now, go forth and shop smart!

Buy New & Used Chanel Handbags Now and Pay Later. Click for list of stores that offer payment plans on Chanel handbags.