5 Marketplaces to Buy Authentic Resale Luxury Brands with BNPL Financing

resale luxury brands

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Last Updated on April 5, 2024 by Steal the Style

Luxury goods without the high prices? Count us in! You’ll love the affordability, and buy now, pay later options, at these marketplaces featuring resale luxury brands.

Maybe it’s the exclusive label. Or maybe it’s the exquisite craftsmanship. Whatever it is, luxury goods have a way of making you feel like a million bucks even if you’re just headed to the grocery store.

What’s not so great? Those steep price tags. One purse can rival the cost of an appliance…if you’re lucky.

But luxury goods don’t have to make you clutch your wallet.

These 5 marketplaces are redefining how you can get your favorite luxury goods. When you purchase resold goods, you’re getting that same luxe feeling for way less money.

And, since all of these marketplaces use Buy Now, Pay Later (BNPL) financing, you’re able to split up the cost into 4 payments without having to wait to take your new favorite piece home.

5 Favorite Marketplaces to Shop Resale Luxury Brands for Less

1. Luxury Garage Sale

Hello, vintage beauties! You can grab your favorite pre-loved designer pieces at this hotspot.

Find everything from bags to shoes to jewelry to clothing to accessories, because this marketplace has it all.

Their top-selling brands are Chanel, Hermes, Goyard, Louis Vuitton, Gucci, Prada, Cartier, Rolex, Fendi, Celine, Saint Laurent, Balenciaga, Christian Dior, Valentino, Christian Louboutin, and David Yurman.

And when you make a purchase, you can rest easy knowing that the item is legit. Luxury Garage Sale has a rigorous, multi-faceted authentication process. They inspect each item by hand and conduct lots of research. They know each piece’s time period in their inventory, and you know that your new Hermes purse is the real deal.

Using the BNPL platform, Affirm, Luxury Garage Sale makes it easy for you to afford your new shoes. You don’t have to have the full amount upfront, yet you can immediately walk out in your new heels.

If you’re interested in selling your luxury goods here, the process couldn’t be easier. Simply send their inspection team your items. Since they’re a consignment retailer, you will receive anywhere from 45 – 80% commission when your item sells. And yes, if you’re looking for another luxury piece, you can add a 5% (max. 80%) commission if you opt for store credit.

This way, your luxury closet always stays fresh and new.

2. Vestiaire Collective

Find a pre-loved resale luxury brand piece that warms your heart and saves you tons of money. Vestiaire Collective carries clothing, handbags, and home goods from brands like Balenciaga, Cartier, Céline, Chanel, Dior, Fendi, Ganni, Gucci, Hermès, Jacquemus, Loewe, Louis Vuitton, Prada, and Saint Laurent.

With a rigorous authentication process, you’ll not only know if the good is authentic, but you’ll learn about the style and craftsmanship of each item. And if there are any discrepancies noticed in the item’s description, all parties are immediately notified. This way, you can be sure that your new item is 100% authentic.

And here’s how selling consignment goods through Vestiaire Collective works. All you need to do is download the app, fill out the listing form and upload your images. The curation team can help you show off your items and increase sales. Then once it’s sold, you’ll ship it over to them, and they’ll authenticate your item. Once it’s shipped to the buyer, you’ll receive up to 80% of the purchase price. It has the ease of Poshmark, but for authentic luxury.

And by using Affirm as their BNPL platform of choice, you can easily purchase your favorite items and spread out that price point into 4 separate payments.

Authentic Resale

3. Rebag

If you want to buy and sell luxury goods the easy way, then Rebag is for you. You can sell clothing, handbags, shoes, accessories, and wedding goods with the click of a button. The top brands in this marketplace are Louis Vuitton, Chanel, Coach, Tiffany & Co., Burberry, Gucci, Christian Louboutin, Tory Burch, Prada, Zara, J.Crew, and Lululemon.

Shop thousands of beautiful bags and accessories from 50+ designers, including Dior, Chanel, Hermes, and more. Their curated collections are white-glove inspected for the highest quality and authenticity, and new arrivals are added every week.

To get started selling, just snap a pic and list it. Use a suggested price or set your own, then ship it out when it sells. Maximize your earnings by opting for payment in Rebag Credit, and you’ll earn 20% more. Stay up on the latest trends with Rebag Infinity, turn in your purchase within 0-12 months for Rebag Credit worth 70-80% of the original purchase price. Go from one luxury fling to the next with no regrets.

By combining this offer with their BNPL platform partnership with Affirm, you’re getting wild deals on some of this season’s most coveted items.


4. The RealReal

You can love your luxury pieces and the planet at the same time at this sustainable resell shop. They specialize in clothing for men, women, and children, along with jewelry, watches, and home decor. Their primary mission is to extend the life cycle of luxury goods while honoring heritage brands.

Some of the heritage brands you’ll find there are Chanel, Hermes, Louis Vuitton, Gucci, Prada, Celine, Cartier, Rolex, Patek Philippe, and Van Cleef & Arpels. With a team of over 100 luxury brand authenticators, you’ll know that your items are being priced fairly and truly appreciated by their horologists, gemologists, and art curators.

If you’re looking to sell your luxury goods, you’re in the right place. The RealReal is all about the experience, so you’ll hop on a video call with a luxury manager. You’ll then have the option to freely speak to an expert about pricing your goods. Once you ship over your goods, you’ll receive anywhere from a 55 – 70% commission once they sell (+5% if you opt for store credit). If you’re a superior seller, selling over $10,000 worth of luxury goods, you’ll get some exclusive site benefits too.

Rest assured, if you’re only there to purchase, they use the BNPL platform, Afterpay. These heritage items are about to be yours for an unbeatable price.

Does the RealReal Pay Upfront?

Yes on select watches you can get paid upfront with their Get Paid Now Program. Payment can be given in cash or site credit.

Only select watch brands from brands Rolex, Cartier, Patek Phillippe with a minimum $2k list price qualify and you must first make an appointment to have your piece authenticated and approved.

All fine print details are explained here: https://www.therealreal.com/getpaidnow

5. The Luxury Closet

Sometimes you know that a luxury item is the one you want to claim. But you don’t want to pay all at once.

With a fun Pay and Reserve system, you can put a 25% deposit on your favorite item (over $300), then pay in separate increments over 30 days and receive it once it’s paid off. You’ll want to take advantage of that because The Luxury Closet has stunning clothing, watches, and home goods from brands like Cartier, Chanel, Dior, Dolce & Gabbana, Fendi, Gucci, Hermes, Louis Vuitton, Rolex, and Valentino.

The authentication process for each item is hardcore to ensure that every item sold is 100% authentic. Depending on the category, they will be looking for things like hallmarks, hardware, stitching, symmetry, material, craftsmanship, stamping, codes, hologram stickers, and packaging. They’ll even be able to see if an item was changed or altered in any way.

To sell an item on their platform, all you have to do is upload 1 to 5 photos along with some details about your item. They’ll price it for you and even pick it up for you if you’re in the area and the total value is over $1500. With their authentication process and professional photos, most items sell within 90 days. And you’ll receive a handsome sum of 65 – 80% commission (minus processing fees) when your item sells.

If you’re on the hunt for a gorgeous new luxury piece, they use Payfort to allow you to pay in installments rather than one lump sum. This makes sure you’re grabbing your favorite piece before someone else does.

To summarize, here’s a full list of buy now, pay later options provided by the marketplaces that sell resale luxury brands.

Marketplace BNPL Option(s)
Luxury Garage Sale Affirm
Vestiaire Collective Affirm
Rebag Affirm
The RealReal Afterpay
The Luxury Closet Payfort

Treat yourself to a luxe piece from a resale luxury brand. Life is too short for you not to feel that extra sparkly confidence with a designer bag or stunning pair of pumps. Head to one of these marketplaces and get a gorgeous piece for less. Plus, with BNPL financing, you’re only paying a little bit upfront to get the piece immediately.
Seriously, that belt is calling your name. We can hear it.